Being injured by someone driving a rental car can complicate your accident claim. Rental car accidents in Rolla are often the result of one or more drivers’ negligence, and the legal process for pursuing compensation can be challenging.
Obtaining the financial restitution you deserve is important to your physical recovery and future. Seek the legal representation of a seasoned car accident attorney from AW Smith Law today.
When injured by a negligent driver of a rental car, establishing whose insurance coverage applies can be difficult. A skilled Rolla lawyer from AW Smith Law could help you negotiate with each of the applicable insurance companies to ensure fair coverage after a rental vehicle crash.
The first insurance policy to consider is the driver’s own liability coverage. If this is inadequate to cover your losses, additional options may be available.
In Missouri, rental car companies are required to provide a minimum level of liability insurance for those who do not carry it themselves. However, the limits are relatively low, meaning they may not cover your full losses.
When the rental company itself bears fault for your accident, you can file a claim directly with the company’s insurance provider. The rental company may be considered negligent if the car was poorly maintained and contributed to the accident or if the company rented the vehicle to someone who did not meet its guidelines, including age and license requirements.
Insurance providers in Missouri are required to offer underinsured and uninsured motorist (UIM) insurance. In fact, the only way to refuse this coverage is by doing so formally in writing. As a result, many drivers carry UIM insurance coverage that applies when there is no other relevant policy or the available coverage does not adequately cover one’s losses.
In Missouri, UIM can be stacked across households and policies, meaning the coverage amounts for two vehicles on one policy or for more than one policy in the same household can be added together. Because of this, claimants often have more coverage than they realize.
Motorists operating rental cars may experience challenges that make it more difficult to drive safely. For example, they may not be familiar with the area and become distracted by navigation or their lack of knowledge of the vehicle itself. Drivers who rent vehicles after a flight or travel may also be fatigued, increasing their risk of causing an accident.
Every motorist owes a duty of care to everyone else on the road, regardless of whose car they are driving. Drivers of rental cars in Rolla are required to take the precautions necessary to safely accommodate others and avoid collisions.
A rental car accident claim should effectively address the full range of your legal damages, including:
At AW Smith Law, our lawyers are experienced with wrecks involving rental vehicles in Rolla and could work to ensure you receive the full compensation you are entitled to.
Rental car accidents in Rolla can result in catastrophic injuries and complicated legal claims. If you have been injured by someone driving a rental vehicle, the knowledgeable attorneys at AW Smith Law are committed to building a strong case on your behalf and tirelessly pursuing the compensation you deserve. To learn more, contact us today and schedule a free consultation with our team.
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