Personal Injury Attorneys
FREE Consultation
(573) 777-3333

Lebanon Car Accident Lawyer

A vehicle collision caused by another driver’s carelessness can leave you with severe injuries, lost pay, and mounting medical bills. State regulations protect you by allowing you to seek monetary damages from the at-fault driver. However, the legal process is complex. You may need clarification and help from a seasoned personal injury lawyer to obtain the settlement amount you need and deserve.

A Lebanon car accident lawyer at A.W. Smith Law Firm understands the frustrating challenges you face and could guide you through the process and fight for the maximum potential payout.

Causes of Vehicle Collisions

The most common causes of vehicle collisions include the following:

  • Driving while fatigued
  • Following too closely, called tailgating
  • Failing to yield the right of way while turning or at intersections
  • Operating motor vehicles while intoxicated from alcohol or drugs
  • Speeding, including driving over the speed limit or too fast during poor weather or road conditions
  • Distracted driving, such as using smartphones to browse the web, text, or make phone calls, and eating
  • Engaging in hazardous lane-changing practices, such as failing to signal, cutting drivers off, or neglecting to check blind spots

During your free consultation, a Lebanon car crash attorney at AW Smith Law Firm could answer specific questions about the complex legal process, potential damages, and insurance coverage statutes.

Auto Insurance Laws

In an at-fault state, the at-fault motorist’s insurance must cover the damages sustained by other drivers in a car crash. Examples of coverage include medical expenses, lost wages, and property damage.

All drivers with vehicles registered in the state must carry at least the minimum liability auto insurance coverage to travel on state roads and highways legally. That includes at least $25,000 per person for bodily injuries, $50,000 per collision, and $25,000 in coverage for property damage. All motorists must show evidence of auto insurance coverage when registering vehicles and renewing their license plates.

Accidents With Uninsured Motorists

State law requires that all drivers carry uninsured motorist coverage. Policies must include a minimum of $25,000 for bodily injuries per person, with at least $50,000 in coverage per collision.

Insurance Company Communication

Car crash cases can involve complex procedures, gathering and filing the necessary paperwork, skillful negotiations, and litigation. Insurance company representatives, called adjusters, work on behalf of their employers and seek to minimize claims and payouts for damages.

An experienced car accident lawyer in Lebanon could help you obtain a fair settlement by managing communication with insurance companies. We understand your legal rights and the statutes and could negotiate a fair settlement with the adjusters. Our attorneys at AW Smith Law Firm investigate to find the essential evidence needed to prove liability and advocate for a fair amount of compensation.

Potential Recoverable Damages

The recoverable damages in vehicle collision claims fall within two categories. Economic damages cover out-of-pocket monetary losses, including payment for medical care and ongoing treatment, lost pay, benefits, and earning potential. Noneconomic damages cover subjective non-monetary injuries, such as permanent scarring, disfigurement, disabilities, emotional distress, and pain and suffering.

Contact a Qualified Car Accident Attorney in Lebanon

You must hold a negligent driver financially accountable when you sustain damages and losses. State laws require that all motorists carry liability insurance coverage and cover the costs of damages caused by their reckless actions behind the wheel.

A settlement could cover your out-of-pocket losses and other expenses until you recover and return to work. Contact us to schedule a meeting with a hard-working Lebanon car accident lawyer who could review your case, legal rights, and options.