If you were injured in a car accident and the at-fault driver’s insurance company refuses to pay, you should consult an experienced personal injury lawyer to review your case. The A.W. Smith Law Firm offers free, no obligation case evaluation and has been successful in getting insurance companies to pay even after they have denied a claim.
Dealing with insurance companies
It is a common misconception that insurance companies will take care of you if you are injured in an accident. Whether it is the at-fault driver’s insurance or your own insurance, the insurance company’s objective is to pay as little as possible on your claim or nothing at all. Insurance companies often make obtaining the settlement you deserve as difficult as possible, sometimes denying your claim all together. If the insurance company does offer to pay you, it is usually a small amount that does not come close to compensating you for your damages. Experienced personal injury attorneys deal with insurance companies on a day-to-day basis to get their clients the compensation they deserve. If an insurance company is refusing to pay you what you deserve for injuries sustained in a car accident, it may be possible to get above the policy limits if the insurance company wrongly denied your claim.
How can an attorney help if the insurance company denied your claim?
Depending on the reason for the denial, there are several ways an experienced personal injury attorney can help get the insurance company to pay. Reasons an insurance company may deny your claim may have to do with liability issues, damages, and/or policy coverage issues. If liability is an issue, an experienced personal injury attorney will investigate and gather evidence to prove who is at fault for the car accident. Similarly, if there is an issue with damages, an experienced personal injury attorney can help present your damages to the insurance company to get you the maximum settlement amount possible. If the insurance company is denying your claim because the insurance policy does not provide coverage, an experienced personal injury attorney can help interpret the policy to see if coverage does in fact exist. Insurance companies will try their best to not pay out on car accident claims, however, with the assistance of an experienced personal injury attorney, it may be possible to get more than the policy limits.
File a lawsuit and be prepared to go to trial
If all else fails and the insurance company continues to deny your claim you may need to file a lawsuit and be prepared to go to trial. An experienced personal injury attorney will know how to navigate the court system and present your case to a jury to get you the maximum amount possible for your claim.
If you or a loved one have been injured because of someone else’s negligence and the insurance company is refusing to pay, please reach out to The A.W. Smith Law Firm for a free, no obligation evaluation of your case.