Serious injuries and death caused by someone else’s negligence, often results in financial burden on the injured party and loved ones. After a serious injury accident you may be faced with expensive medical bills, loss of income, and potentially the inability to ever return to work. There are many factors that determine how much your claim is worth if you were seriously injured in a car accident. It is important to hire an attorney with experience in analyzing the value of your case to ensure you get the maximum compensation possible for your injuries. Some of the factors to consider regarding the value of your claim include:
Liability
If there is no question who was at fault for the accident and liability is clear, this increases the value of your case. Many times, insurance companies will try to reduce the value of personal injury claims, saying the injured party was partly at fault or completely at fault for their own injuries. Even if it is the case that you may be partly at fault for causing the accident, you may still be able to recover a substantial amount of money to compensate you for your injuries. Hiring an experienced personal injury attorney is crucial to recovering the maximum amount possible if liability is an issue in your case.
Available Insurance
One of the most limiting factors regarding the value of your personal injury case is how much insurance is available. In Missouri, the minimum auto insurance requirement is only $25,000 per person and $50,000 per accident. This means that if you have a million dollars’ worth of damages, you may only be able to recover $25,000 to compensate you for your injuries, lost wages, medical expenses, and pain and suffering. An experienced personal injury attorney may be able to get you more than the policy limits to compensate you for damages sustained due to the negligence of another person. Often times, there is more than one insurance policy that will provide coverage for an auto accident. At The A.W. Smith Law Firm, we leave no stone unturned when looking for insurance coverage available to compensate our clients for their injuries.
Injuries
If liability is clear and there is plenty of available insurance, the value of your case will turn on the severity of your injuries. In determining the value of your case, the insurance company will look at your medical bills, whether your injuries are permanent, whether you will have future medical expenses because of your injuries, and the impact the injuries have on the quality of your life. When you are recovering from serious injuries after a car accident, it can be overwhelming to fight with an insurance company to get the compensation you deserve. An experienced attorney will let you focus on your recovery and will handle all aspects of making sure you get the compensation you are entitled to for your injuries, loss of income, future medical expenses, and pain and suffering.
At The A.W. Smith Law Firm, our attorneys are experienced in analyzing the value of your case and maximizing recovery for injuries sustained because of someone else’s negligence. If you or a loved one have been injured because of someone else’s negligence and are considering whether to hire an attorney, please reach out to The A.W. Smith Law Firm for a free, no obligation case evaluation.
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