At The A.W. Smith Law Firm we handle personal injury and wrongful death cases resulting from car crashes, truck accidents, motorcycle accidents, and other incidents where someone else’s negligence caused another to suffer serious injuries or resulted in a wrongful death. Often times, our clients come to us with misconceptions about personal injury claims, some common misconceptions include:
I can’t afford a lawyer to handle my personal injury claim
Many people who are injured in a car accident think they will have to pay an attorney in advance to handle their case. When you hire The A.W. Smith Law Firm, you will never pay us a fee for a personal injury or wrongful death claim unless and until we recover money for you. There are no up-front fees and even if we advance expenses on your case but are unable to recover money for you, you will not be responsible for paying us back. We always want you to be better off because you hired us at The A.W. Smith Law Firm and will often reduce or waive our fees on catastrophic injury cases with minimal insurance coverage.
The insurance company will take care of me if I’m injured in a car accident
Unfortunately, the insurance company is usually looking out for its bottom line rather than your best interests. The insurance company will try to settle your claim for as little money as possible and make you jump through hoops to get the compensation you deserve. When you hire an experienced personal injury attorney, they will know how much your case is worth and know how to negotiate with the insurance company to get you every penny you deserve.
If someone else is at fault for my injuries, their insurance will pay all of my medical bills
It is a common misconception that if you are injured because of someone else’s negligence their insurance will pay all of your medical bills, pay for your pain and suffering, and pay for your lost wages. Often times, this can’t be further from the truth. Many drivers in Missouri do not have insurance at all or do not have nearly enough coverage to compensate you in full for your damages. The minimum amount of auto insurance that is required in Missouri is only $25,000. If you have been seriously injured in a car accident, $25,000 will be nowhere near enough to provide you with the compensation you deserve. If you are in a situation where the person who is responsible for your injuries has no or little insurance, it is important that you hire an experienced personal injury attorney to ensure you are getting the maximum compensation possible. An experienced attorney may be able to find different insurance policies that apply and, in some cases, will be able to get you compensation well over the policy limits.
If you or a loved one have been injured because of someone else’s negligence and are considering whether to hire an attorney, the A.W. Smith Law Firm offers free, no-obligation case evaluations if you have questions about your personal injury or wrongful death claim.
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